Privacy Policy

Privacy Policy - FINAN APP

At FINAN APP, we prioritize your privacy and are committed to protecting your personal and financial information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you use our mobile application ("FINAN APP") and related services.

By using FINAN APP, you agree to the terms outlined in this policy. If you do not agree, please refrain from using our app.

1. Information We Collect

Personal Information

When you register or use FINAN APP, we may collect:

  • Name, email address, and phone number

  • Bank account details (if you link financial accounts)

  • Transaction history and spending patterns

  • Device information (IP address, OS version, device model)

Non-Personal Information

We may gather anonymized data such as:

  • App usage statistics

  • Crash reports and performance analytics

  • Aggregated financial trends (never tied to individual users)

2. How We Use Your Information

We use collected data to:

  • Provide and improve FINAN APP’s services

  • Personalize financial insights and recommendations

  • Detect and prevent fraud or unauthorized transactions

  • Send important updates, security alerts, and support messages

  • Conduct research and analysis to enhance user experience

3. Data Sharing & Disclosure

We do not sell your personal or financial data. However, we may share information with:

  • Trusted third-party service providers (e.g., cloud storage, analytics)

  • Banks & financial institutions (only if you enable account syncing)

  • Legal authorities (if required by law or to protect our rights)

4. Security Measures

We implement industry-standard security protocols, including:

  • End-to-end encryption for sensitive data

  • Two-factor authentication (2FA) for account protection

  • Regular security audits to prevent breaches

5. Your Rights & Choices

You can:

  • Access, update, or delete your account information

  • Opt out of marketing communications

  • Disable data tracking in app settings

  • Request a data export of your stored information

6. Third-Party Services

FINAN APP may integrate with third-party APIs (e.g., banking, payment processors). Their privacy policies govern their data handling—review them separately.

7. Children’s Privacy

FINAN APP is not intended for users under 13. We do not knowingly collect data from children.

8. Policy Updates

We may update this Privacy Policy periodically. Check the "Last Updated" date for changes. Continued app use constitutes acceptance of revised terms.